Privacy Policy

Effective Date: May 24, 2026 | Last Updated: May 24, 2026

1. Introduction

Welcome to FinX Calculator (accessible at https://finxcalculator.com/). We prioritize the privacy and security of our visitors. This Privacy Policy details the types of information we process and how we ensure strict confidentiality while you use our financial planning utilities.

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

2. Zero Server-Side Data Processing (Privacy by Design)

Unlike conventional web applications, FinX Calculator is designed as a client-side execution system. What this means for you:

  • No Financial Data Collection: All figures, loan amounts, interest rates, investment timelines, or tax sums you input into our calculators (EMI, SIP, Lumpsum, GST, FD, Interest) are processed directly in your device's web browser using client-side JavaScript.
  • No Data Transmission: Your calculations are never sent, saved, or uploaded to our web servers, database systems, or any third party. Your calculations remain completely offline in your active browser session.

3. LocalStorage Usage

To improve your navigation experience, we use standard browser LocalStorage technology. This is utilized to:

  • Remember your design preferences, such as your chosen theme (Dark Mode or Light Mode).
  • Identify the last active financial calculator tab you used so you can resume where you left off.

This data remains stored locally on your device and is not synchronized with any external servers. You can clear this data at any time by clearing your browser cache/cookies.

4. Log Files and Web Analytics

Like most standard websites, FinX Calculator utilizes general server log files. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and number of clicks. This data is used solely to analyze trends, administer the site, track user movement on the website, and gather demographic information. None of this data is linked to any personally identifiable information.

Additionally, we may use standard anonymized analytics tools (such as Google Analytics) to evaluate general speed performance and page load metrics to help optimize the application. These tools do not record individual financial computations.

5. Third-Party CDN Libraries

Our website integrates open-source resources to display animations and graphics:

  • Chart.js: We load Chart.js via a public Content Delivery Network (CDN) to build the interactive breakdown rings. CDNs may log standard connection variables (like your IP address and user-agent) to facilitate files transfer. These CDNs do not have visibility into your actual input parameters.

6. Links to Other Websites

Our platform might contain links to external sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Policy Modifications

We may update our Privacy Policy periodically. We recommend checking this page occasionally for any updates. Changes are effective immediately once published on this page.

8. Contact Information

If you have any questions, concerns, or need clarification regarding this Privacy Policy or how we handle your device session data, please do not hesitate to contact us at support@finxcalculator.com.